| NYCTL 1998-1 Trust v Cruz |
| 2010 NY Slip Op 52007(U) [29 Misc 3d 1226(A)] |
| Decided on November 24, 2010 |
| Supreme Court, Kings County |
| Schack, J. |
| Published by New York State Law Reporting Bureau pursuant to Judiciary Law § 431. |
| This opinion is uncorrected and will not be published in the printed Official Reports. |
NYCTL 1998-1 Trust AND
THE BANK OF NEW YORK AS COLLATERAL AGENT AND CUSTODIAN, Plaintiffs,
against Antonio Cruz, et. al., Defendants. |
The following papers numbered 1 - 1 read on this motion:Papers Numbered:
Notice of Motion with affirmations/exhibits1
____________________________________________________________
____________
Plaintiffs, Further, plaintiffs' moving papers for an order of reference and related relief failed
Plaintiffs' counsel provided the Court with a power of attorney from Jacqueline Kuhn, Assistant
Treasurer of the Bank of New York, to "Plymouth Park Tax Services, LLC, d/b/a Xspand, Servicer"
to provide the Court with an "affidavit in support of default judgment," "[p]ursuant to Section 2.01 (b)
of the Servicing Agreement." However, the power of attorney is dated July 17, 2008, more than five
months after Mr. Fiorello executed his affidavit of merit on February 13, 2008. The power of attorney
cannot have a retroactive effect. Further, the power of attorney is missing a jurat with a notarization of
Jacqueline Kuhn's signature. Moreover, THE TRUST only presented to the Court two uncertified
pages of the alleged Servicing Agreement, pages 15 and 16. Therefore, the proposed order for an
order of reference and related relief is denied without prejudice.
Leave is granted to plaintiffs to: provide the Court with a copy of the subject tax lien; and, comply
with CPLR § 3215 (f) by providing an "affidavit made by the party," whether by an officer of THE
TRUST or someone with a valid power of attorney from THE TRUST, issued prior to execution of the
affidavit of merit.
On any application for judgment by default, the applicant
shall file proof of service of the summons and the complaint, or
a summons and notice served pursuant to subdivision (b) of rule
305 or subdivision (a) of rule 316 of this chapter, and proof of
the facts constituting the claim, the default and the amount due
[*3] by affidavit made by the party . . . Where a verified
complaint has
been served, it may be used as the affidavit of the facts constituting
the claim and the amount due; in such case, an affidavit as to the
default shall be made by the party or the party's attorney. [Emphasis
added].
Mr. Fiorello must have, as plaintiffs' agent, a valid power of attorney for that express purpose, not
a power of attorney executed five months subsequent to his affidavit of merit. Additionally, the power of
attorney presented to the Court refers to a Servicing Agreement. The Court needs a properly offered
copy of the Servicing Agreement, to determine if the servicing agent may proceed on behalf of plaintiffs.
(EMC Mortg. Corp. v Batista, 15 Misc 3d 1143 (A), [Sup Ct, Kings County 2007];
Deutsche Bank Nat. Trust Co. v Lewis, 14 Misc 3d 1201 (A) [Sup Ct, Suffolk County
2006]).
If a Servicing Agreement is presented with a renewed motion for an order of reference, it must be
an original or a copy of the original certified by plaintiffs' attorney, pursuant to CPLR § 2105.
CPLR § 2105 states that "an attorney admitted to practice in the court of the state may certify that
it has been compared by him with the original and found to be a true and complete copy." (See
Security Pacific Nat. Trust Co. v Cuevas, 176 Misc 2d 846 [Civ Ct, Kings County 1998]).
Moreover, the complaint in the instant action is unverified. In Blam v Netcher, 17 AD3d 495, 496 [2d Dept 2005], the Court
reversed a default judgment granted in Supreme Court, Nassau County, holding that:
the defendant upon her default in answering, the plaintiff failed to
proffer either an affidavit of the facts or a complaint verified by a
party with personal knowledge of the facts (see CPLR 3215 (f):
Goodman v New York City Health &
Hosps. Corp. 2 AD3d 581
[2d Dept 2003]; Drake v Drake, 296 AD2d 566 [2d Dept 2002];
Parratta v McAllister, 283 AD2d 625 [2d Dept 2001]). Accordingly,
the plaintiff's motion should have been denied, with leave to renew
on proper papers (see Henriquez v Purins, 245 AD2d 337, 338
[2d Dept 1997]).
Accordingly, it is
ORDERED, that leave is granted to plaintiffs This constitutes the Decision and Order of the Court.
ENTER
J. S. C.
THE TRUST
alleges that it purchased certain tax liens from the City of New York
on June 1, 2001, including the tax lien for the premises known as 121 Powell Street,
Brooklyn, New York (Block 3712, Lot 17, County of Kings). Further, THE TRUST alleges that the
tax liens, including the subject tax lien, were recorded in the Kings County Office of the City Register,
New York City Department of Finance, on June 28, 2001, at Reel 5201, Page 613. THE TRUST
failed, in its moving papers, to provide the Court with a copy of the subject tax lien. It is not the duty of
the Court to verify the subject tax lien by checking the records of the City Register.
to present an "affidavit made by the party," pursuant to CPLR §
3215 (f). The instant application contains an affidavit of merit, executed on February 13, 2008, by
Albert Fiorello. Mr. Fiorello states that "I am an Authorized Signatory of Plymouth Park Tax Services,
LLC, d/b/a Xspand, servicer for the plaintiff NYCTL 1998-1 TRUST, and The Bank of New York as
Collateral Agent and Custodian . . . the owner of the tax lien which is the subject of this foreclosure
action."
THE TRUST failed
to meet the clear requirements of CPLR § 3215 (f) for a
default judgment.
Plaintiffs did not submit "proof of the facts" in "an affidavit made by the party." The
"affidavit of facts" was submitted by Albert Fiorello, "an Authorized Signatory of Plymouth Park Tax
Services, LLC, d/b/a Xspand, servicer for the plaintiff NYCTL 1998-a TRUST, and The Bank of
New York as Collateral Agent and Custodian . . . the owner of the tax lien which is the subject of this
foreclosure action."
In support of her motion for leave to enter judgment against
(See HSBC Bank USA, N.A. v
Betts, 67 AD3d 735 [2d Dept 2009]; Hosten v Oladapo, 44 AD3d 1006 [2d Dept 2007]; Matone v Sycamore Realty Corp., 31
AD3d 721 [2d Dept 2006]; Taebong
Choi v JKS Dry Cleaning Equip. Corp., 15 AD3d 566 [2d Dept 2005]; Peniston v Epstein, 10 AD3d 450 [2d
Dept 2004]; De Vivo v Spargo, 287 AD2d 535 [2d Dept 2001]).
Therefore, the instant motion for an order of reference and related relief is denied without
prejudice. The Court will grant THE TRUST an order or reference and related relief when THE
TRUST timely submits: a copy of the subject tax lien; and, an affidavit by either an officer of [*4]THE TRUST, or someone possessing a valid power of attorney from
THE TRUST, issued prior to his or her execution of an affidavit of merit, who has personal knowledge
of the facts.
___________________________
HON. ARTHUR M. SCHACK