Important! Beware of Loan Modification scammers. Use the resources below to find trustworthy service providers in your area and learn how to protect your home and avoid foreclosure.
There are many free or low-cost services for homeowners in distress. Meeting with a lawyer or financial/housing counseling service will help you:
- better understand your rights and the legal process
- learn what options may be available to save your home
- decide what is best for you
NYS Attorney General Homeowner Protection Program (HOPP)
Call 1-855-HOME-456 (855-466-3456) for help.
Find information fact sheets for before, during and after foreclosure.
HUD provides a list of free or low cost trained and approved Housing Counseling Agencies. Search for one near you.
LawHelp provides information for New Yorkers who cannot afford a lawyer. Find information about your rights, going to court and how to find a free or low-cost lawyer.
This interactive guide walks you through every stage of the foreclosure process so you can do your best to prevent the loss of your home.